Further availability soon
Athertrades Personal Loans

Low rates.
No fees.

Borrow for the things that matter without paying more than you need to.


Personal Loans with Athertrades

Rates start at 7.99% APR1

Our multipurpose, fixed-rate loans help you borrow affordably. Every percentage counts when thinking long-term.

Absolutely no fees

You won’t have to pay origination fees, late fees, prepayment fees, or any other hidden fees that would get in the way of your goals.

Designed for you

Borrow $2,500–$50,000 over 2-7 years for almost anything. Funding is quick, so you can start using your money right away.

How our Personal Loans compare

Our flexible loans help you cover costs while spending less.

Annual percentage rate
 Athertrades Logo
7.99%1–21.75%1
SoFi
8.99%–29.49%
U.S. Bank
8.74%–24.99%
Discover
7.99%–24.99%
Fees
 Athertrades Logo
No fees
SoFi
Yes, origination fees
U.S. Bank
Yes, late fees and returned payment fees
Discover
Yes, late fees
Loan amount
 Athertrades Logo
$2,500–$50,000
SoFi
$5,000–$100,000
U.S. Bank
$1,000–$50,000
Discover
$2,500–$40,000
Loan terms
 Athertrades Logo
2–7 years
SoFi
2–7 years
U.S. Bank
1–7 years
Discover
3–7 years

Athertrades rates are current as of March 2024. Information on competing lenders was accessed from each lender’s website in March 2024. 

Make life’s big moments more affordable

Low rates and no fees make Athertrades Personal Loans the right choice for countless occasions.

Debt
consolidation

Pay off debts like credit card debt or high-interest loans.

Home improvement

Fund major updates or repairs around the house.

Major purchases

Pay for things like a new RV, boat, or gym equipment.

Everything else

Cover moving costs, special occasions, and medical bills.

What you need to know

Athertrades Personal Loans

A Personal Loan is cash that is borrowed for personal use such as home improvement, vacation plans, special events, credit card and debt consolidation.

In the case of Athertrades Margin Loans, your loan amount is leveraged against the value of an eligible Athertrades Brokerage Account. Athertrades Personal Loans offer an alternative to borrowing against your investment portfolio at Athertrades.

While Athertrades Personal Loans can be used for almost anything, restrictions include real estate, investments and securities, business, post-secondary education, and bridge financing.

Athertrades Personal Loans offer a minimum of $2,500 and a maximum of $50,000.

1 Rates are not guaranteed and are subject to change. Not all applicants qualify for the lowest available rate and rates are subject to credit history, income, term of loan, and other factors. 

2 To see which personal loan rates and terms you qualify for, Athertrades conducts a soft credit check that will not affect your credit score. However, if you choose to proceed and continue your application, Athertrades will request a hard credit check from one or more consumer reporting agencies, which may affect your credit score.